thattori66 asked:


I’m a single, unattached 25 year old male professional looking to get into some property as a much needed tax break, to build equity, and because I don’t believe in renting and throwing away money but definitely feel it’s time to move out of the parents’ now that I’m 2 years removed from graduate school. I live in Massachusetts where the market has been pretty overvalued, but I have watched it depreciate by $10,000-$30,000 since last spring. Since I’m not quite ready to buy in the suburbs, my choices have come between a small (~600-800 sq ft) 2 br condo (better resale value than 1 br or studio) in a major city (Boston) and a 3 br house in a minor city an hour away from Boston (Worcester). My job is located in-between the 2 cities. I don’t anticipate living in either city for more than 5 years, so which is the better choice and should I give strong consideration to a 5/1 ARM with the idea I’m going to sell before I ever have to worry about variable rates? I’m open to any advice.
I forgot to add that I own a car and a bike, and parking can sometimes be an issue in Boston properties.

Kim asked:


I am single, no kids. I am not in school. I am over the age of 25. I make $11/hr from my job full time. How much should I save for a one bedroom apt, not a studio. I get confused on the security and 1st month’s rent, is that the same? I plan on not spending more than $700 a month for rent. help me understand the process. I live in Massachusetts near Boston.

claymores27 asked:


I’m 19 and recently started a new part-time job while I’m at university. I’m doing a tourism course and my aim is to move to Massachusetts in 2010 after finishing my degree. I know there is a lot of security measures after 9/11 but I’m wondering how easy would it be for someone of my age, in 2010 I’ll be 21/22, to purchase in America. Any help or advice would be appreciated.

Natascha asked:

My dad hasn’t had a job in 8 months, and we are ‘supposedly’ moving back to massachusetts (we live in nevada). he talks as if we’re moving at the end of the month, but it never happens! anyway, he has a new “plan” as he calls it….to not pay for the house!!! i’m so worried! if he doesn’t pay the morgage on the house, how long until they kick us out?!?!

the reason that he’s “doing this” is because he bought the house for 300,000 and now it’s worth 100,000 and he owes like 200,000 on it…something like that.

what can i do!!???

i’m only 15, and i don’t have ANY realities on the west coast!
*relatives

Rommie asked:

My mother owns the house and the tenant lost her job. The tenant wants to break the lease because she can’t afford to pay the rent. What is the tenant/landlord rights on this in Massachusetts? The lease ends in May/June I think.

Confused asked:

My boyfriend and I signed a lease for an apartment for Sept 1st, while the current tenants were in the process of being evicted. From what the landlords told us (it’s 2 brothers) the tenants last day was during the last week of august and then they would only have to repair all the damage that they caused and we would be in. First of all he cashed the check for first and last months rent about 3 days after he got it, which was about 2 weeks before we moved in and I’m not sure if that’s allowed to be done. Second of all the last week of August turned into the September 2nd which turned into several days, and now the tenant has an extension from the court for another 2 weeks. The guy is ignoring all my phone calls, said once he’d call me and still hasn’t. We both currently are living out of boxes at our parents’ houses and have no place to go. Also, in the lease it says that if for whatever reason the landlord can’t deliver the premises on the move in date, then we have to give him 30 days to get his stuff together before we can break the lease. I don’t have 30 days, I work 2 jobs and go to school for architecture which I start in about 3 days, it’s almost impossible for me to be living at my parents house and not have all of my school stuff with me. I need more than anything to be set up in a permanent location so that I can get the ball rolling with school and be settled..I don’t know what else to do..I’m desperate and this slime ball will not communicate with me. someone PLEASE offer some good advice!!.. This is in Massachusetts by the way.

John P asked:

Coming from Massachusetts (Boston) where it cost a fortune to live…..
How can life not be so much easier moving to a large city like Louisville Kentucky where there has to be work available. Even a warehouse labor job, anything! Homes there are a third of the price compared to here in Massachusetts. Can someone give me a good reason not to relocate? Can someone convince me that it isnt any easier to make a living in Louisville. Two people working for 10 to 12 per hour should be able to afford a home and everything else and have no worries. You cant get a home up here for less than 250,000 (fixer upper 60 to 100yrs old).
How could Kentucky possibly be struggling like we do here in Mass? Half the population up here spend their lives in small apartments. I grew up in 900sq ft apartment building. I want out, Kentucky is so cheap! Can someone convince me otherwise?
I know i’ll miss everything you mentioned but the cost of living up here is nearly impossible for me to offer my family a home with a yard. I would have never thought about leaving if i hadnt already moved to Phoenix, AZ for 6 years and ive lived in Nashville, TN for 2 years. I loved both places but there is no place like the southern country filled with great personalities. I only moved back here so my kids could have family but now im regretting the financial part. Though it is great my kids have a family that loves them. I even went to college and that isnt doing anything for me up here in Boston. What other options do i have. I’m being forced out of my home state due to the extremely high cost of living with pretty low wages. You have to make atleast 100k for an income to get by with children. Good luck, Unless your a blue collar or yuppy.

kaitlyn, ftw. (: asked:

well, long story short, my parents are getting divorced & im living with my mother and we cant afford my house which is pretty big, by ourselves. so, were either gunna move into a duplexe in Palmer, Massachusetts. Were not moving out of Palmer so dont suggest anything outside of it. I need some help finding these, can anyone help? thanks ;]

zip code: 01069
oh, apartment is fine 2. also with pets please!
i have a dog, cat, & chinchillas.
& 3+ more rooms.
;]

gleva asked:

Next year I would like to get a mobile home in Massachusetts. I work for a mortgage company and none of our investors do it. Or they require like 20% down. We do NH and Maine but not Mass. Does anyone know of any banks or mortgage companies that do the financing for mobile homes in Massachusetts?

jjandecho asked:

I am in the process of evicting a tenant and want to know what penalty a landlord can receive for changing the locks before the tenant is actually evicted in MAssachusetts